EIS FINANCIAL & INSURANCE SERVICES

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National Association of Insurance & Financial Advisors    

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** For in-depth & up-to-date ratings, news & info please link directly to the insurance rating companies listed below.
Insurance Company Rating Categories
Rank

A.M. Best

Standard & Poor's

Moody's

Fitch
  Financial Strength

Financial Strength

Financial Strength

Financial Strength
1 A++
Secure / Superior 		AAA
Extremely Strong		 Aaa
Exceptional 		AAA
Secure /  Highest
2 A+
Secure / Superior 		AA+
Very Strong 		Aa1, Aa2, Aa3
Excellent 		AA+
Secure / Very High
3 A
Secure / Excellent		 AA
Very Strong		 A1, A2, A3
Good		 AA
Secure / Very High
4 A-
Secure / Excellent		 AA-
Very Strong 		Baa1, Baa2, Baa3
Adequate 		AA-
Secure / Very High
5 B++
Secure / Very Good 		A+
Strong 		Ba1, Ba2, Ba3
Questionable 		A+
Secure / High
6 B+
Secure / Good 		A
Strong 		B1, B2, B3
Poor 		A
Secure / High
7 B
Vulnerable /  Fair 		A-
Strong		 Caa
Very Poor 		A-
Secure / High
8 B-
Vulnerable /  Fair 		BBB+
Good 		Ca
Extremely Poor 		BBB+
Secure / Adequate
9 C++
Vulnerable / Marginal 		BBB
Good 		C
Lowest 		BBB
Secure / Adequate
10 C
Vulnerable / Weak 		BB+
Marginal 		  BB+
Uncertain
11 C-
Vulnerable / Weak 		BB
Marginal 		  BB
Uncertain
12 D
Vulnerable / Poor 		BB-
Marginal 		  BB-
Uncertain
13 E
Vulnerable / Under State Supervision 		B+
Weak 		  B+
Possessing Risk
14 F
Vulnerable / In Liquidation 		B
Weak 		  B
Possessing Risk
15 S
Rating Suspended 		B-
Weak 		  B-
Possessing Risk
16   CCC+
Very Weak 		  CCC
Substantial
Risk
17   CCC
Very Weak 		  DD
Liquidating
18   CCC-
Very Weak 		  SR
Suspended Rating
19   CC
Extremely Weak		    
20   R
Regulatory Action		    
 

PJP Insurance Services – Refers licensed life insurance agents in all 50 states in the USA. The following agent license numbers are provided as required by state law: TX agent # 665820,MD agent # NPI16118,LA agent # 179304, UT agent # 115840 and CA agent # 0777812.

 


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