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Term Life Application
Process |
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5
Easy Steps! |
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America's choice for shopping life insurance
online! |
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Step 1: |
Request Application
- Once you request to receive insurance applications forms, a licensed
representative from PJP Insurance Services will contact you to prepare
the required forms with easy to follow instructions. The examiner will
bring the prepared forms to you for signature. |
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Step 2: |
Physical Exam -
We will have your insurance carriers paramedical examiner contact you
and set up a convenient appointment for a physical exam. The physical
exam can take place in your home or office, and is performed by a
medical professional at no cost to you. (The
insurance company pays for the exam). |
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Step 3: |
Underwriting Process
- All Insurance companies will have their underwriters review your
application before issuing your policy. This process typically takes
3-6 weeks depending upon how fast you schedule you paramedical exam
and that all additional request are met in a timely fashion. |
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Step 4: |
Approval & Delivery!
- Once you are approved by the insurance carrier, your agent will
contact you to make arrangements to put your policy in force. It is that simple &
easy to shop online! |
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Step 5: |
30 Day Free-Look
- All Insurance Carriers are required by law to give policy
holders a 30 day free-look period to review their policy and give you
the option to cancel within this period. PJP Insurance Service members
only deal with top-rated carriers and are always available for you to
contact during this process! |
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